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DJR Conveyancing

QLD · NSW · VIC guide

Buying vs selling property costs in QLD, NSW and VIC (2026)

Buying and selling come with very different costs. Here's what to budget for in each state, and which costs only apply to buyers or sellers.

Costs buyers usually pay

  • Stamp duty (transfer duty) — usually the largest cost, set by each state
  • Conveyancing professional fee
  • Searches and disbursements (title, plan, council and water searches)
  • Title registration / transfer fees charged by the state land registry
  • Building and pest inspections
  • Loan establishment costs and lenders mortgage insurance, if applicable

Costs sellers usually pay

  • Real estate agent commission and marketing
  • Conveyancing professional fee
  • Disclosure documents — QLD Form 2 and certificates, NSW contract documents, VIC Section 32
  • Mortgage discharge fees from your lender
  • Adjustments for rates and water at settlement

Our fixed professional fees (GST inclusive)

Searches and government charges are added at cost and shown itemised in your instant quote.

StateBuyingSelling
Queensland$990$790
New South Wales$1,120$880
Victoria$1,040$790

Stamp duty is the big difference

Buyers pay stamp duty; sellers don't. Rates, thresholds and first-home concessions differ between states, so use our state calculators for an estimate before you make an offer.

Useful tools: our fees · instant quote · Section 32 guide

Common questions

Is it more expensive to buy or sell?

Buying usually costs more in government charges because of stamp duty. Selling usually costs more in agent commission.

Do sellers pay stamp duty?

No. In Queensland, New South Wales and Victoria, transfer duty is paid by the buyer.

Are conveyancing fees tax deductible?

Generally not for a home you live in. For investment property the treatment varies — speak with your accountant.

Sources

General information only, not legal advice. Checked 13 October 2026.

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