QLD first home buyers
First home buyer guide: Queensland
Grants, stamp duty savings and eligibility for first home buyers in Queensland, checked against official government sources on 13 October 2026.
First home owner grant: $30,000
For eligible new homes valued under $750,000 (home and land), on contracts signed from 20 November 2023. Not available for established homes.
Stamp duty savings
- Established home: no transfer duty up to $700,000; a reduced concession applies under $800,000 (saving up to $24,525).
- Brand-new home: no transfer duty at any value, for contracts signed from 1 May 2025.
- Vacant land to build your first home: no duty on residential vacant land, for agreements from 1 May 2025.
Between $700,000 and $800,000 the concession reduces on a sliding scale — confirm the exact amount with the Queensland Revenue Office.
Who is eligible?
- You must buy as an individual (not a company or trust) and never have held an interest in a home.
- For transactions from 1 August 2026, you must be an Australian citizen, permanent resident or specified foreign retiree.
- You must move in and live in the home as required by the Queensland Revenue Office.
This is a summary. Full rules and exceptions are on the official pages linked above.
Other help
- Boost to Buy — Queensland shared-equity scheme: deposit from 2% on homes up to $1 million, with the government contributing up to 30% (new) or 25% (existing). Income caps apply and places are limited — check current availability.
- Australian Government 5% Deposit Scheme — A federal scheme for first home buyers with a deposit from 5% (2% for eligible single parents). Run by Housing Australia, not the state.
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Estimate your QLD stamp duty
Estimated QLD transfer duty (general rate, before your first home concession)
$26,775.00
A reduced first home rate applies to this price, so you'll pay less than this. Between $700,000 and $800,000 the concession reduces on a sliding scale — confirm the exact amount with the Queensland Revenue Office.
About 3.57% of the price
Estimate only, using the Queensland Revenue Office's published rates and first home thresholds (checked 13 October 2026). It does not apply other concessions, foreign purchaser duty or surcharges. Confirm with the Queensland Revenue Office before signing.
Other states: New South Wales · Victoria
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